Accidental Death & Dismemberment (AD&D) insurance often sits in the shadows of more prominent life insurance policies, yet it offers a crucial safety net for unexpected events. This guide delves into the intricacies of AD&D coverage, exploring its benefits, limitations, and the crucial steps involved in purchasing and claiming benefits. We’ll examine various scenarios, helping you understand how this type of insurance can provide vital financial support during times of crisis. From defining the core components of AD&D insurance and comparing it to other life insurance options, to navigating the claims process and understanding policy exclusions, we aim to Read More …